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2575 Auto Mall Parkway, Fairfield, CA 94533
Sales: (707) 402-3100 | Service: (707) 402-3100 | Parts: (707) 402-3100

Bad Credit Car Financing in Fairfield, CA

Have you been dreaming of driving a new Toyota or quality used car near Martinez and Vacaville, California but you have poor credit? If so, apply for bad credit financing at Momentum Toyota in Fairfield, CA! Whether you dream of driving a new Toyota Corolla, RAV4, Camry or maybe a late-model used Toyota, our finance specialists will work to get you the bad credit auto loan you need to make that dream a reality! Learn what the bad credit financing process at Momentum Toyota entails by reading below. Our Finance Department is ready to be of service!

How to Qualify for a Bad Credit Auto Loan in Fairfield, CA

If you have a poor credit score, does that mean you qualify for bad credit financing? That is a common question, so let us explain the multiple factors that go into qualifying for a bad credit auto loan. In addition to a low credit score or poor credit history, auto loan lenders will likely also examine the following:

  • Your credit history and your perceived ability to pay back a new auto loan
  • The amount you plan to provide as a down payment
  • The amount of your requested loan (or the price of your desired vehicle minus your down payment)
  • The type (new or used) of the vehicle you want to drive

While qualifying for a bad credit car loan is more nuanced than just having bad credit, the Finance Department at Momentum Toyota is here to help make your application for bad credit financing a success. To begin, just fill out an online credit application here on our website; this form is secure and only takes a few moments to complete. Once our finance managers have your secure credit information, we can then let you know what your financing options are for a new or used car.

Are you shopping for a new Toyota Prius, Highlander SUV or Tacoma pickup truck? If you are shopping on a tight budget, then perhaps you are looking for a quality used Toyota. No matter which Toyota has caught your eye, our Finance Department is at your service!

Bad credit car buyers near Martinez and Vacaville can visit Momentum Toyota at 2575 Auto Mall Parkway, in Fairfield, CA. Our Finance Department can also be reached at (707) 402-3100. For your bad credit auto loan needs in Fairfield, CA, choose Momentum Toyota!

Find Out If You Qualify
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Momentum Toyota 2575 Auto Mall Parkway Fairfield, CA 94533 Get Directions
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Tuesday:
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Wednesday:
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Saturday:
7:00 AM - 5:00 PM
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